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Florence's...
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
 
Inside This Issue...

  • The Secrets of People Who Never Get Sick...
  • Four Things Locksmiths Don't Want You To Know...
  • Fun Facts and Laughs: Most Stolen Items At Home, First Aid Hot and Cold Rules, And More...
  • Trivia Challenge: Win Gift Certificate for Quincy Street
  • Real Estate Q&A: What Can I Ask The Seller To Pay For When Buying A Home?
 
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remax9510220Small Florence Gadbois
DRE #01040021
RE/MAX Gold Coast Realtors
Phone: (805) 701-8410
Email: florence@bchrealestate.com
BchRealEstate.com



Are you sick of getting the cold and flu? In today's Service For Life!® Free consumer newsletter you'll get tips to prevent sickness and be healthier this year.

You'll also learn four insider secrets of locksmiths, where to stash your cash so it's safe in your home, plus funny jokes, a trivia challenge, and lots more.

Florence 

Florence Gadbois, REALTOR®
DRE #010140021

PS.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people needing to move in the next 6 months, and you can tell them about my Free Consumer Report: "Home Seller's Guide To Moneymaking Fix-Ups". You'll look really smart because this informative guide explains how to avoid costly repair rip-offs and what improvements bring the biggest return. To request a copy for a friend, simply email me at florence@bchrealestate.com, or call me at: (805) 701-8410.
 
Today's Brain Teaser . . .
How many F's are in the following sentence?...
Finished files are the result of years of
scientific study and also years of experience.

  (see answer below)
The Secrets of People Who
Never Get Sick . . .
How do some people never get sick while the rest of us seem to get a cold or the flu at least once a year? Health journalist, Gene Stone, captured the secrets of 25 people who claim to never get sick in his recent book The Secrets of People Who Never Get Sick. If you want to be healthier this year, here are four practical, food-related secrets he discovered to prevent sickness:

1) Garlic.  Researchers at the University of Western Australia found people who started eating garlic regularly reduced their sick days by more than 50%. Garlic has antibacterial and antiviral properties that can help ward off colds or the flu. An easy way to eat more garlic is to include it in a rice or pasta dish a few times a week.

2) Probiotics.  This good bacteria can relieve gastrointestinal conditions and boost your body's immune system. Probiotics that live in your digestive system make it harder for disease-creating germs to move in. Eat one or more of these probiotic-rich foods each day: yogurt with live cultures, sauerkraut, cottage cheese, or probiotic-fortified soy milk. You can also take a probiotic supplement found in most natural food stores.

3) Brewer's Yeast.  Most of the brewer's yeast that you can buy from vitamin or health food stores is an extract from yeast used to ferment beer and wine. Brewer's yeast contains B vitamins that the body uses to maintain blood cells and the immune system. Take one tablespoon each day in powdered form, dissolved in water, to get your recommended daily allowance of B vitamins. This simple supplement can also lower your risk of some cancers.

4) Vegetables.  There's a reason your mother always told you to eat your veggies. If you eat a lot of meats and sugars, your diet is probably acidic with not enough alkaline-based foods to balance out your pH levels. Your pH level is a measure of the acidity to alkaline in your body. And recent studies have linked disease to high levels of acidity. Eating vegetables, legumes, and olive oil keeps your body more at a pH "neutral" level and can help you stay healthy.

Stone says, "Since I started researching this book, I haven't been sick once." I hope you'll say the same after trying some of these tips. To preview the contents of "Secrets of People Who Never Get Sick" or order the book, go to: www.amazon.com.
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Save Thousands When Buying Or Financing!
Did you know there's a free consumer report revealing ways to save time and money when buying a home? It's called "8 Secrets For Saving Thousands When Finding, Buying and Financing Your Next Home," and it's great even if you're not planning to buy soon. To get your free copy email me by clicking here, or call me at: (805) 701-8410.
Four Things Locksmiths Don't
Want You To Know
If you get locked out of your home or simply need new locks, here are some insider secrets to protect yourself and your pocketbook:

1. Check all your doors before you call.  They often arrive at the house and try another door, find it unlocked and charge you for the service.

2. Be careful of scam artists posing as professionals.  Some quote a great rate on the phone and claim they have a special lock at a higher price when they arrive. Find reputable pros at: www.findalocksmith.com.

3. Replace thumb-turn deadbolts near windows.  Whatever the locksmith says, you need to use a double cylinder lock that uses a key near windows. Why? Because it is too easy for a criminal to break a window, reach in, and unlock the door.

4. Cheap locks are easily defeated.  Purchase a "Grade 2" lockset. It's more secure and durable than Grade 1, but you don't need Grade 3 which are for commercial buildings and can be expensive. You may want to ask your locksmith to install high-security locks with keys that can't be replicated at the hardware store.
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Do You Have A Real Estate Or Home-
Ownership Question You Want Answered?
Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber...

Either way, I love hearing from all of my good friends and clients. And I'm always looking to answer pressing questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, please feel free to email me by clicking here, or call me at: (805) 701-8410. I'm here to help!
Fun Facts and Laughs . . .

Most Stolen Items At Home . . .

These are the items reported by the website www.homesalarm.com. Some of them made the list because they are simply easy to find in the average home. In order, the most stolen are:
  1. Cash (see where to stash below)
  2. Tools and building supplies
  3. Home electronics
  4. Bicycles and parts
  5. Jewelry, Furs, and Silver

Best Places to Stash Cash . . .

You may think you have your stash in a safe place, but burglars know where to look. www.frugaldad.com suggests the following places to hide your cash:
  • In the freezer between used meat trays and wrapped in aluminum foil.
  • Behind the cardboard backing of a picture frame that is hard to reach.
  • Under something heavy like an entertainment center or piano.
  • Inside a used soup can on a shelf.

First Aid Hot and Cold Rules . . .

Knowing when to use hot or cold for injuries can be very confusing. Here are the general rules.

Heat increases circulation. Use it for chronic pain like tight muscles in your lower back.

Cold reduces inflammation. Acute injuries such as a newly sprained ankle can benefit from applying cold.

Alternating Hot and Cold is helpful when you have soft-tissue damage or overstretched ligaments. Try 20 minutes of cold each hour in the first 24 hours. Applying 20 minutes of warmth each hour for a few more days should reduce affects of injury. If you still have inflammation after 72 hours, you should call a doctor.


Have A Laugh — "What Do You Say?" . . .

I was visiting an office when a woman walked in with her 3-week old baby and her seven-year-old son.

Turns out she was on maternity leave, and just visiting coworkers.

Of course everyone gathered around the new toddler, while the young boy asked, "Mommy, can I have some money to buy a soda?"

"What do you say?" she asked.

Respectfully, the boy replied, "You're thin and beautiful."

With a smile, the woman immediately pulls out her purse and hands him money for a soda.
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 Thank You! Thank You! Thank You!

Thanks to all of my clients and friends who have supported my business.  Rather than pester people with unwanted phone calls and visits, I build my business on positive comments and referrals from people just like you.  I couldn't do it without you.  A special "Thanks" for everyone who has thought of me with their referrals!


                valentines_day2 2
Trivia Challenge for the Month...
"Who Else Wants To Win a Gift Certificate for Quincy Street?"
Guess who won last month's Trivia Question? I'm pleased to announce the lucky winner of last month's quiz. And the winner is...drum roll please...Berneice Reid of Newbury Park was the first  to correctly answer my quiz question.

Who won the World Series in 1903?

a) Yankees    b) Red Sox    c) Americans    d) Giants

The answer is c) Americans. You may have answered the Boston Red Sox, but at the time, the name of the team was the Boston Americans. So, let's move on to this month's trivia question.

What is the most populated time zone in North America?

a) Pacific

b) Eastern

c) Central

d) Mountain
 
EMAIL ME AT: florence@bchrealestate.com OR Call Me At (805) 701-8410 And You Could Be One Of My Next Winners!
 
Brain Teaser Answer:
If your answer was three, you counted like most people.
Actually, the correct answer is six. Our brain has difficulty
processing the word "of" as containing the letter F because
it sounds like the letter V when pronounced.
Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services.
Real Estate Q & A . . .
Q.  What can I ask the seller to pay for when buying a home?

A.  Remember, everything you ask from a seller is a concession in their mind. Whether you're asking them to lower the price, make a decorating allowance or contribute to your closing costs, they are primarily interested in the bottom line dollar proceeds at closing.

Here are a few things to keep in mind:

Negotiations can be tough if you try to get the seller to both lower the price and also make other concessions or contributions to your closing costs too. It can actually compromise your ability to come to an agreement.

Appraisers are now asked to consider the dollar value of any seller concessions when they determine the value of the home you are purchasing.

Lenders will limit the contributions made by the seller without lowering your loan amount. It is important for you to ask your lender what they will allow the seller to pay.

If you'd like to learn more about the home-buying process and how to get the home of your dreams at a price you can afford please call me at: (805) 701-8410 or email me at florence@bchrealestate.com.

Or, if you have any other real estate questions, I'm here to help.
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Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical and other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
Copyright (c) 2012 by Forte Communications, Inc.




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Florence Gadbois
3600 Harbor Blvd. #87
Oxnard, California 93035
US