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Ruth Ebbinghaus's... |
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Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
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Inside This Issue...
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Most of us take driving for granted, but the results of an online test showed that 38 million Americans don't know the Rules of the Road! Learn how to make yourself safe on the road in my latest Service For Life! ® Free consumer newsletter. Plus, you'll learn how you can "spice up" your life and boost your brain at the same time, fun facts, a trivia challenge, and more!
Interest rates are at historical lows. If you're looking to purchase or invest in the near future, click here to check out my website for my listings or search the entire MLS.
Ruth Ebbinghaus, Broker Associate PS. Selling your home soon? You'll want my Free Consumer Report called "Home Seller's Guide To Moneymaking Fix-Ups". This informative guide will help you net the most profit from your home and avoid costly repair rip-offs. To get a copy simply email me at ruth@martyandruth.com, or call or text me at: (636) 359-2557 |
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Today's Brain Teaser . . .
What term did English astronomer John Herschel coin in 1839 that literally means "writing with light"? (answer below)
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How To Protect Yourself And Others On The Road
Could you pass a written driver's test – today? The results of an online GMAC Insurance survey showed that nearly 1 in 5 licensed drivers – 38 million Americans – probably wouldn't! Here's what you should do to brush up on the Rules of the Road and make yourself safer. Take the National Drivers Test. Go to www.nationaldriverstest.com. Answer the 20 questions from state exams and study up on the ones you missed. You also can download it to Facebook and challenge your friends. Review Local Traffic Laws. Many states post them on a .gov website. Avoid these top driving mistakes that cause crashes:
Keep your brain sharp by subscribing to a computer driving program. CogniFit sells a Senior Driver program that starts with an assessment of 10 cognitive abilities essential for safe driving, including visual scanning and response time. It's probably good for everyone! Get help from your car. The next time you're car shopping, look for a model that offers new "smart" technologies such as Distance Control Assist (which applies the brakes when you're following another car too closely); Blind-Spot Detection (which alerts you about vehicles in your blind spots); and Night Vision Systems (which give you a vision of the road ahead with a infrared beam). |
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Thinking Of Selling Your Home Soon?
Don't attempt to sell your home without my Free consumer guide, "44 Money-making Tips For Preparing Your Home To Sell." My exclusive report will give you all the facts for a fast, top dollar sale. To get a copy simply email me by clicking here, or call or text me at: (636) 359-2557 |
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Five Spices To Boost Your Brain
By "spicing up" your life, you can be helping your brain. Recent studies have shown that spicy food can preserve brain function and help prevent disease. Add these five tasty spices to your diet to reap the benefits: Turmeric. Called the "ultimate health spice," turmeric contains curcumin and is an ingredient in curry. Studies have shown that it may help prevent Alzheimer's and lessen the pain of rheumatoid arthritis. Sprinkle it on your broccoli or mix a spoonful in a warm glass of water and drink it down. Ginger. This spice may make you smarter if combined with ginkgo biloba. It also may help treat Parkinson's disease and migraine headaches. Try drinking it as a hot tea. Garlic. You already love this one, but did you know it increases blood flow to the brain? In a 2007 study, garlic helped fight brain cancer cells. Saffron. A saffron extract has been found to be effective in treating people with depression. Cinnamon. Eating it helps with blood sugar control, but just smelling it boosts brain activity. It also speeds the way your brain processes visual cues. Chew some cinnamon gum before your next bike ride. |
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Here's A Free, Valuable Resource...
Now You Can Search The Home Market, Get Helpful Community Information, AND Receive Important Resources For Saving Time And Money When Buying Or Selling At www.martyandruth.com. |
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Fun Facts and Laughs . . .
4 Kissing Facts Everyone Should Know . . .
How To Find A Great U.S. Map . . . Find just what you want (and more) at www.nationalatlas.gov. Use the site to customize your own map, print pre-formatted maps with various features, check out interactive maps or order wall maps for your office or classroom. Have A Laugh: How true is this real estate ad? "Nice 2-bedroom home. The owner has noted that termites have done some damage. Selling house 'as is.' Don't wait. This wonderful property will not last long." |
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Please Welcome New Clients And Good Friends Into My Real Estate Family...
I'd like to take a moment to personally introduce and welcome a few of my newest clients and good friends who have supported my business over the years. And special thanks for everyone who thought of me with your referrals!
Mark and Patricia Giger, Warrenton (many thanks, Karen, for the referral!) Carol Viehmann of St Charles. Brandi Coomer of Kansas City. Your referrals are warmly appreciated!
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Trivia Challenge for the Month...
Who Else Wants To Win a $15 American Express Gift Card?
Guess who won last month's Trivia Question? I'm pleased to announce the lucky winner of last month's quiz. And the winner is...drum roll please: Ashley Alden of Warrenton was the first to correctly answer my quiz question. How many people are active users of Facebook? The answer is c) 400 million (it only seems like a gazillion). Facebook says 50 percent of them log on to the site in any given day. So, let's move on to this month's trivia question. So, let's move on to this month's trivia question: Who is the world's largest retailer (based on revenues)?
a. Home Depot
b. Sears c. Target d. Wal-Mart EMAIL OR TEXT ME AT: ruth@martyandruth.com OR Call Me At (636) 359-2557 And You Could Be One Of My Next Winners! |
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Brain Teaser Answer:
Photography! - English astronomer John Herschel coined this term in 1839 and it literally means "writing with light".
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Thanks For Thinking of Me! Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services. |
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Real Estate Q & A . . .
Q. Has The Homebuyer Tax Credit Been Extended Again?
A. Yes, Congress passed an extension of the Homebuyer Tax Credit deadline to Sept. 30, 2010. It only applies to homebuyers who had a written and binding contract in place as of April 30, 2010, but have not yet closed.
The National Association of Realtors (NAR) said that up to 180,000 homebuyers were eligible for the tax credit, but were unable to finalize the contracts by the deadline due to the amount of last-minute deals that overwhelmed the system. This was particularly critical for short sales, where a lender allows a home to sell for less than the amount owed. The Internal Revenue Service says more than 2.6 million taxpayers claimed the tax credit through April. Congress also extended the National Flood Insurance Program until Sept. 30, 2010, allowing property owners seeking flood insurance policies more time to finalize pending paperwork. The NAR said extending the tax credit closing and flood insurance deadlines will help provide additional stability to real estate markets. If you have any questions, or need capable and trustworthy representation, please email me at ruth@martyandruth.com. |
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| THANK YOU... for reading my Service For Life!® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Help your friends get more out of life by forwarding this email to them... | ||
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You received this email because you requested it, are on the mailing list as jtrimborn@stchas.edu, or a friend forwarded it to you. Disclaimer: The information contained in this email is intended for informational purposes. It should not substitute as legal, accounting, investment, medical and other professional services advice. Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale. |
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