Todd Wardle's... |
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Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
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Inside This Issue...
- Take These Steps If Your Car Is Recalled
- New Year's Resolution: Fitness Trends In 2010
- Can Medication Make You Sick?...
- Trivia Challenge: Win Free Movie Tickets For Two
- Real Estate Q&A: The Latest On The First-Time Homebuyer Tax Credit...
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Dear Friend...
This time of year you're probably resolving to get more exercise. To help you accomplish your goal, you can read about the fitness trends for 2010 in today's Service For Life! ® Free consumer newsletter. You'll also learn what to do if your car is recalled (millions have been) and which medications can make you sick. But first...
Here's what's happening in today's real estate market: December was disappointment, compare to November, but we can only is a season adjustment. Rental vacancies rate remains high and I don’t see much in the way of approve till we start getting the unemployment rate down.
Please feel free to call me whenever a friend, family member or neighber or needs a caring, competent real estate professional to help with buying or selling.
To health, success and laughter in your life!
Todd Wardle
Todd Wardle, REALTOR®
Todd Wardle
PS. My feature report this month is Save on Energy Cost. Call my direct line to grab a copy before I run out of stock: (208) 322-8638 or email me at Todd@FindIdHomes.com.
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What To Do If Your Car Is Recalled . . .
Have you ever owned a car that's been recalled? Millions of people have, including (most recently) 3.8 million owners of certain Toyota and Lexus models.
Here's what you should know: Manufacturers must notify all registered owners and purchasers of the vehicles by mail that the problem exists and evaluate its safety risk. They must say how to get it corrected (at no charge), when the remedy will be available, how long it will take, and whom to contact if there's a problem getting the work done.
If you've heard about a recall but don't receive a letter in a "reasonable" amount of time, take these steps:
- Visit the manufacturer's web site and the site for the National Highway Traffic Safety Administration (NHTSA) at www.safercar.gov. Search the NHTSA's database for recalls on your vehicle. While you're there, search the database for any "technical service bulletins" for your car. These are memos to dealer service departments on any mechanical issues that you might want to have addressed, especially if your car is still under warranty.
- Get a CARFAX report on your car (by Vehicle Identification Number). This is important if you're buying a used car since manufacturers are not required to repair a recalled car at no charge if it is more than 10 years old.
- Call your dealer to schedule an appointment. They will probably tell you to be patient.
- Play a key role in keeping vehicles as safe as possible by reporting any safety-related problems to the NHTSA. File a complaint online, call their hotline or mail the complaint to their office in Washington, DC. You also can search online for complaints others have made by vehicle model.
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Resolve To Follow These Fitness Trends In 2010
The American College of Sports Medicine has ranked the top fitness trends for 2010 based on a worldwide survey of fitness professionals. Make a New Year's resolution to incorporate these trends in your family's fitness program this year:
- Educated and experienced fitness professionals. As the fitness market becomes more competitive, consumers are realizing the importance of working with professionals who have been certified through accredited health/fitness educational programs.
- Strength training. This was once the domain of bodybuilders, but it's now an essential part of a complete physical activity program.
- Children and obesity. This is the year to reverse an alarming trend of rising obesity rates by getting overweight kids involved in exercise.
- Personal training. As more personal trainers are educated and certified, they are becoming more accessible to a greater number of people.
- Core training. This training specifically emphasizes strength and conditioning of the stabilizing muscles of the abdomen and back.
- Special programs for older adults. Fitness facilities are offering more exercise programs for active older adults. Get your parents involved now!
- Sport-specific training. High school athletes are now training during the off-season to prepare themselves for their specific sports.
- Pilates. This form of exercise that targets the core of the body has become a mainstay of most fitness facilities. If you haven't already done so, try it this year to increase your flexibility and posture.
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Thank You! Thank You! Thank You!
Thank You! Thank You!
Thanks to YOU the word is spreading. Thanks to all of my clients and friends who graciously referred me to your friends and neighbors last month! See, rather than pester people with unwanted calls and visits, I build my business based on the positive comments and referrals from people just like you. I just couldn't do it without you!
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Can Medication Make You Sick?
Medication is supposed to make us better, but it can have the opposite effect. Take care to avoid these medication mistakes:
- Mixing over-the-counter (OTC) and prescription medications. You may be double dosing. For example, if you take a cold pill that contains acetaminophen (more than 600 OTC and prescription medicines do), don't pop an additional Tylenol for good measure. Too much of the drug can cause liver damage.
- Not recognizing the "rebound effect." That's when a drug produces reverse effects when the effect of the drug has passed or the patient no longer responds to it. In other words, a remedy meant to help may make a condition worse. This has been known to happen with pain relievers, OTC eye drops, decongestant sprays, sleeping pills and teeth whiteners. Best advice: If you don't think a drug or product is working, don't just take more of it. Talk to your doctor about alternatives.
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Here's A Free, Valuable Resource...
If you'd like to receive a Free List of gorgeous homes, personally researched to meet your individual requirements (with no obligation whatsoever), please call me at (208) 322-8638
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Trivia Challenge for the Month...
"Who Else Wants To Win Movie Tickets For Two?"
Guess who won last month's Trivia Question? I'm pleased to announce the lucky winners of last month's quiz. Mitch Koehler correctly answered my quiz question
Who was the first host of Saturday Night Live when it debuted on October 11, 1975?
a) George Carlin b) Steve Martin c) Billy Crystal d) Candice Bergen
The answer is a) George Carlin. So, let's move on to this month's trivia question.
Who is the highest paid athlete in the world?
(including salaries, bonuses, prize money and endorsements)?
- Michael Jordan
- Kobe Bryant
- Tiger Woods
- David Beckham
CALL ME AT: (208) 322-8638 OR Email Me At Todd@FindIdHomes.com And You Could Be One Of My Next Winners!
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Real Estate Q&A...
Q. What's the latest on the first-time homebuyer tax credit?
A. The tax credit for qualified first-time homebuyers was extended to this spring. Some of the original features are the same, including:
- First-time buyers can get a credit of as much as 10 percent of the purchase price, up to $8,000. The home must be your principal residence for the next three consecutive years.
- If you don't pay enough tax to offset the credit, you can get a tax refund.
- You can't purchase the home from your ancestors (parents, grandparents, etc.) or your lineal descendants (children, grandchildren, etc.).
New features include:
- A buyer must have a contract before May 1, 2010 and the sale must close before July 1, 2010.
- Income limits have been raised. Check sites such as www.irs.gov or www.federalhousingtaxcredit.com for details.
- If you buy after Nov. 6, 2009, the credit is available if the home will be your principal residence and the price is less than or equal to $800,000.
- Repeat buyers who lived in one residence for five consecutive years of the last eight can quality for a tax credit of as much as 10 percent of the purchase price, up to $6,500.
- For purchases after Nov. 6, 2009, you can't claim the credit if you buy the home from a spouse or spouse's family members.
If you have any questions, or need capable and trustworthy representation, please email me at twardle@msn.com.
THANK YOU...For reading my Service For Life!® personal newsletter. I wanted to produce a newsletter that has great content and is fun and valuable to you. Help your friends get more out of life by forwarding this email to them... |

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