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Nancy Baxter's...
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue...

  • The Secrets of People Who Never Get Sick...
  • Four Things Locksmiths Don't Want You To Know...
  • Fun Facts and Laughs: Most Stolen Items At Home, First Aid Hot and Cold Rules, And More...
  • Bunker & Barkley's Road Trip to California!
  • Only 4 sites left at Deer Meadow Ridge!
  • Crazy weather!  Life is good in Mariana Butte
  • Real Estate Q&A: What Can I Ask The Seller To Pay For When Buying A Home?
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John &Nanc 2 Nancy Baxter

Phone: 970-231-7700

Dear Friend...

Are you sick of getting the cold and flu? In today's Service For Life!® Free consumer newsletter you'll get tips to prevent sickness and be healthier this year.

You'll also learn four insider secrets of locksmiths, where to stash your cash so it's safe in your home, plus funny jokes, and lots more.


Nancy Baxter, REALTOR®

PS.  When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?
Today's Brain Teaser . . .
How many F's are in the following sentence?...
Finished files are the result of years of
scientific study and also years of experience.

  (see answer below)
The Secrets of People Who
Never Get Sick . . .
How do some people never get sick while the rest of us seem to get a cold or the flu at least once a year? Health journalist, Gene Stone, captured the secrets of 25 people who claim to never get sick in his recent book The Secrets of People Who Never Get Sick. If you want to be healthier this year, here are four practical, food-related secrets he discovered to prevent sickness:

1) Garlic.  Researchers at the University of Western Australia found people who started eating garlic regularly reduced their sick days by more than 50%. Garlic has antibacterial and antiviral properties that can help ward off colds or the flu. An easy way to eat more garlic is to include it in a rice or pasta dish a few times a week.

2) Probiotics.  This good bacteria can relieve gastrointestinal conditions and boost your body's immune system. Probiotics that live in your digestive system make it harder for disease-creating germs to move in. Eat one or more of these probiotic-rich foods each day: yogurt with live cultures, sauerkraut, cottage cheese, or probiotic-fortified soy milk. You can also take a probiotic supplement found in most natural food stores.

3) Brewer's Yeast.  Most of the brewer's yeast that you can buy from vitamin or health food stores is an extract from yeast used to ferment beer and wine. Brewer's yeast contains B vitamins that the body uses to maintain blood cells and the immune system. Take one tablespoon each day in powdered form, dissolved in water, to get your recommended daily allowance of B vitamins. This simple supplement can also lower your risk of some cancers.

4) Vegetables.  There's a reason your mother always told you to eat your veggies. If you eat a lot of meats and sugars, your diet is probably acidic with not enough alkaline-based foods to balance out your pH levels. Your pH level is a measure of the acidity to alkaline in your body. And recent studies have linked disease to high levels of acidity. Eating vegetables, legumes, and olive oil keeps your body more at a pH "neutral" level and can help you stay healthy.

Stone says, "Since I started researching this book, I haven't been sick once." I hope you'll say the same after trying some of these tips. To preview the contents of "Secrets of People Who Never Get Sick" or order the book, go to:
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bunk & barks at PV

Don't miss the special documentation of the "boys" trip to Pauma Valley posted below......even Chicken needed to get out of the Colorado winter!

bunks and barks at casino

Click here to play a fun video!  (by Lisa Van Goor)
Four Things Locksmiths Don't
Want You To Know
If you get locked out of your home or simply need new locks, here are some insider secrets to protect yourself and your pocketbook:

1. Check all your doors before you call.  They often arrive at the house and try another door, find it unlocked and charge you for the service.

2. Be careful of scam artists posing as professionals.  Some quote a great rate on the phone and claim they have a special lock at a higher price when they arrive. Find reputable pros at:

3. Replace thumb-turn deadbolts near windows.  Whatever the locksmith says, you need to use a double cylinder lock that uses a key near windows. Why? Because it is too easy for a criminal to break a window, reach in, and unlock the door.

4. Cheap locks are easily defeated.  Purchase a "Grade 2" lockset. It's more secure and durable than Grade 1, but you don't need Grade 3 which are for commercial buildings and can be expensive. You may want to ask your locksmith to install high-security locks with keys that can't be replicated at the hardware store.
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Do You Have A Real Estate Or Home-
Ownership Question You Want Answered?
Maybe you want to know how much your home is worth. Or maybe you just need a recommendation for a handyman, carpet cleaner or plumber...

Either way, I love hearing from all of my good friends and clients. And I'm always looking to answer pressing questions you might have about anything relating to real estate or home-ownership. If you have a question, tip or idea, please feel free to email me by clicking here, or call me at: 970-231-7700. I'm here to help!
Fun Facts and Laughs . . .

Most Stolen Items At Home . . .

These are the items reported by the website Some of them made the list because they are simply easy to find in the average home. In order, the most stolen are:
  1. Cash (see where to stash below)
  2. Tools and building supplies
  3. Home electronics
  4. Bicycles and parts
  5. Jewelry, Furs, and Silver

Best Places to Stash Cash . . .

You may think you have your stash in a safe place, but burglars know where to look. suggests the following places to hide your cash:
  • In the freezer between used meat trays and wrapped in aluminum foil.
  • Behind the cardboard backing of a picture frame that is hard to reach.
  • Under something heavy like an entertainment center or piano.
  • Inside a used soup can on a shelf.

First Aid Hot and Cold Rules . . .

Knowing when to use hot or cold for injuries can be very confusing. Here are the general rules.

Heat increases circulation. Use it for chronic pain like tight muscles in your lower back.

Cold reduces inflammation. Acute injuries such as a newly sprained ankle can benefit from applying cold.

Alternating Hot and Cold is helpful when you have soft-tissue damage or overstretched ligaments. Try 20 minutes of cold each hour in the first 24 hours. Applying 20 minutes of warmth each hour for a few more days should reduce affects of injury. If you still have inflammation after 72 hours, you should call a doctor.

Have A Laugh — "What Do You Say?" . . .

I was visiting an office when a woman walked in with her 3-week old baby and her seven-year-old son.

Turns out she was on maternity leave, and just visiting coworkers.

Of course everyone gathered around the new toddler, while the young boy asked, "Mommy, can I have some money to buy a soda?"

"What do you say?" she asked.

Respectfully, the boy replied, "You're thin and beautiful."

With a smile, the woman immediately pulls out her purse and hands him money for a soda.
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February 3rd brought SNOW!  Deer Meadow residents, Joe & Marcia Pugh from Atlanta, enjoying Colorado retirement!


February Sunrise!

DMR brochure - 10 sold!    10 SOLD!

Don't miss out on the last 4 chances to live/build at Deer Meadow Ridge!  Customize your floor plan and move in this fall!  Bunks is getting tired of all this work!@# 
(should never have let him get a taste of So. Cal. winter!)

Brain Teaser Answer:
If your answer was three, you counted like most people.
Actually, the correct answer is six. Our brain has difficulty
processing the word "of" as containing the letter F because
it sounds like the letter V when pronounced.
Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services.
Real Estate Q & A . . .
Q.  What can I ask the seller to pay for when buying a home?

A.  Remember, everything you ask from a seller is a concession in their mind. Whether you're asking them to lower the price, make a decorating allowance or contribute to your closing costs, they are primarily interested in the bottom line dollar proceeds at closing.

Here are a few things to keep in mind:

Negotiations can be tough if you try to get the seller to both lower the price and also make other concessions or contributions to your closing costs too. It can actually compromise your ability to come to an agreement.

Appraisers are now asked to consider the dollar value of any seller concessions when they determine the value of the home you are purchasing.

Lenders will limit the contributions made by the seller without lowering your loan amount. It is important for you to ask your lender what they will allow the seller to pay.

If you'd like to learn more about the home-buying process and how to get the home of your dreams at a price you can afford please call me at: 970-231-7700 or email me at

Or, if you have any other real estate questions, I'm here to help.
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Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical and other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
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Nancy Baxter
5290 Deer Meadow Court
Loveland, Colorado 80537