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Nancy Baxter's...
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue...

  • How To Keep Your Kids Safe From Concussions...
  • Check in on Bunker's (and Chicken) summer "sport"......
  • Enjoy a video update on summer happenings at Mariana Butte!  (be sure to watch these two videos in "full screen"!)
  • Lots going residents and lots of building!
  • Smart Phone Security Tips...
  • Fun Facts and Laughs:   Zany Diner Lingo,
         Where To Find Drive-ins, And More...
  • Real Estate Q&A:   What Is A CLUE Report?
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deckcrop 4 Nancy Baxter
Phone: 970-231-7700

Dear Friend...

Have you or your kids ever had a concussion and you never knew it? You'll learn the ABCs to identify these head injuries in today's Service For Life! ® Free consumer newsletter.

You'll also learn how to make your smart phone more secure plus funny jokes, photos and video update of what's gone on this summer at Mariana Butte!

To health, success and laughter in your life!

Nancy Baxter

Nancy Baxter, REALTOR®

Today's Brain Teaser . . .
True or False? – Reno, Nevada, is actually
west of Los Angeles, California.

  (answer below)
How To Keep Your Kids Safe From Concussions . . .
Chances are your kids are participating in sports this Summer and Fall. It's up to you, their coaches, teachers and school nurses to keep them safe from concussions (brain injuries caused by a blow or jolt to the head).

Understand the danger. The Centers for Disease Control & Prevention says up to 3.8 million Americans are getting concussed (did you know that was a word?) each year and many of them are children and teens. While football and girls' soccer rank high, a third of concussions are caused by activities like bicycling, playground time and skateboarding.

Know your ABCs:
  • A–Assess the situation. Is it just a bump on the head or does it have the potential to be something more serious?
  • B–Be alert for signs and symptoms. Does your child have a headache, or is confused and can't recall what happened? (Note that most concussions occur without loss of consciousness.) In days following the blow, is your child irritable or wants to sleep more than usual? Print out a checklist of symptoms at:
  • C–Contact a health care professional. Responding when concussions first occur can help aid recovery. Your doctor also can help you determine when your child can return to normal activities.
Talk to your school administrators about their policies for creating a safe environment for kids. Confirm that the coaches are trained in concussion assessment or conduct preseason baseline testing.

Educate your kids and other family members. Concussions can happen in your own backyard. Talk to your kids about the importance of wearing helmets, which don't prevent concussions but do provide some protection. If your child gets a concussion, know that while concussions are serious, most kids will recover quickly and fully.
DSC00575 3
Bunks and Chicken (finally back from California) are feeling "cool" at  Buckingham Lake
Bunks is feelinig "cool" with Chicken (back from California) at Buckingham Lake!

Roger and Sherry Svendsen celebrate groundbreaking for their new home at the Overlook at Mariana!
Smart Phone Security Tips . . .
Use a password. It takes a few extra seconds to sign on, but it's worth it to protect your privacy and keep spyware from watching you. For a guide that covers the common smart phone systems, click here.

Be smart. Assume you might lose the phone (horrors!). Don't store bank account, credit card numbers or other sensitive information. Depending on the system, you can download a tool that will help you locate your lost phone and wipe out the information.

Choose apps selectively. Download applications from sites you trust and read the user reviews to learn from the experiences of others.

Don't click on links or call phone numbers sent in emails and text messages. People are three times more likely to click on a link on their phone because they tend to rush. Search for "mobile security" in the Android Market or iTunes store for an app that will stop you from inadvertently downloading viruses.

Be wary of public Wi-Fi networks. Eavesdroppers may be able to see your data on web-enabled phones. Only use wireless networks you trust.
yard of the month! (2) 3

A pink flamingo has been "making the rounds" at Deer Meadow Ridge (in rocks by front walk).  Joe & Marcia Pugh, resident "birders" were thrilled to think that they'd been awarded "yard of the month"!  (we'll just let them go with that......)
Would You Like To Know How Much Your Neighbor's Home Listed Or Sold For?
Maybe you're just curious. Or perhaps you're thinking of selling soon and want to know how much your home is worth. Either way, I can help...with no "sales pitches" or runarounds. Just email me by clicking here, or call me at: 970-231-7700 and I'll give you all the facts.
Fun Facts and Laughs . . .

Zany Diner Lingo . . .

You may hear the waiter use these terms the next time you order something at a local diner:
  • Moo juice – milk
  • Honeymoon salad – lettuce alone and no dressing
  • Paint a bow-wow red – a hot dog with ketchup
  • Walk a cow through the garden – burger with lettuce, tomato & onion

Where To Find Drive-ins . . .

While most of them have closed, says there are 478 still operating around the world, 370 in the U.S. and 66 in Canada. You can search the site by zip code to see the status of drive-ins (some you may remember!) in your area.

Have A Laugh With Steven Wright . . .
  • Everywhere is within walking distance if you have the time.
  • A lot of people are afraid of heights. Not me, I'm afraid of widths.
  • I think it's wrong that only one company makes the game Monopoly.

Summer Update Video!  (click here)

Mariana Butte video with aerials!

Be sure to click icon for "full screen" when viewing both videos!

Brain Teaser Answer:
True! – Reno sits at Longitude 119° 81' W, and Los Angeles sits at Longitude 118° 15' W. Check it on Google Maps.
Thanks For Thinking of Me!

Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services.
Real Estate Q & A . . .
Q.  What is a CLUE report?

A.  The Comprehensive Loss Underwriting Exchange (CLUE) is a national insurance industry database of personal property claims. Insurance companies use it to underwrite or rate new policies. Whether you are selling or buying a home, you should talk to your REALTOR® about obtaining the report, which reflects the insurance claims history (up to seven years) on the property. Here are the benefits:

Sellers – If you order the report before listing your home, you can check it for accuracy and be aware of any problems you might have in selling. A clean report, which you can make available to potential buyers, can be a good selling point.

Buyers – Seeing the report eliminates any "surprises" (water or fire damage, mold, etc.) that may affect the cost and availability of getting homeowners insurance on the property. The report, which is protected by the Fair Credit Reporting Act, can only be accessed by the owner, insurer or lender for the property, so you will need to ask for it.

If you have any questions, or need capable and trustworthy representation, please email me at
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Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical and other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
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Nancy Baxter
5290 Deer Meadow Court
Loveland, Colorado 80537