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Nancy Baxter's...
Service For Life! ®
Insider Tips for Healthy, Wealthy and Happy Living
Inside This Issue...
  • Latest in Home Insulation!
  • Bunker's "dog days of summer", work, work!
  • Dig Deeper For A More Effective Internet Search...
  • Fun Facts and Laughs:  Summer Grilling Tips, Are The Cosmetics
         and Personal Care Products You're Using Safe?, And More...
  • Real Estate Q&A: Have All The Provisions Of The First-Time
         Homebuyer Credit Expired?
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Dear Friend...

This month, I'm focusing on home INSULATION!  Sounds boring, but it's good stuff to know about new products in our "energy-conscious" world!  For the details, Cellulose Insulation link is underlined below.

In my latest Service For Life! ® Free consumer newsletter you'll also catch up with Bunker during his "dog days of summer"!  Plus, I have tips for how to dig deeper for information when you search the internet, fun facts, and more!

Enjoy your issue, and please feel free to call me whenever a friend, family member or neighbor needs a caring, competent real estate professional to help with buying or selling.

To health, success and laughter in your life!

Nancy Baxter, MBA
Broker Associate
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PS.  Buying or refinancing soon?  I can help.  In my Free Consumer Report "7 Secrets For Saving Thousands When Financing Your Home" you'll learn 17 questions to ask any mortgage lender to get the right financing for your needs. Pick up a copy by emailing me at, or call me at: 970-231-7700

Today's Brain Teaser . . .
What is the highest number of times that a dry, square piece of ordinary paper can be folded in half?   (answer below)
Lots happening at Deer Meadow Ridge!

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Learn How To Maximize The
Value Of Your Home!
Did you know there's a free consumer report showing which repairs and fix-ups will net you the most value for your home? It's called the "Homeseller's Guide To Money-Making Fix-ups," and it's great even if you're not planning on selling soon. To get your free copy email me by clicking here, or call me at: 970-231-7700.
Dig Deeper For A More Effective Internet Search
If you're only using traditional internet search engines to look for specific information, you may just be scratching the surface. You can expand your search and get more of the information you need by accessing the "Deep Web," a vast amount of content in searchable databases that can only be accessed by direct query. Here's how to get to this data:
  • Use a specific site's search engine. Google, for example, will not find all the information in the Library of Congress web pages (and if it did, it would bog everyone down). Instead, do your search on the Library of Congress web site directly at:

  • Add the word "database" to your regular search. For example, if you're searching Yahoo for information on toxic chemicals, you may find more specifics by searching "toxic chemicals database."

  • Use a "Deep Web" subject-focused search engine or directory. Traditional search engines are working on accessing all this data (Google Scholar already searches scholarly literature, books and reports) but, in the meantime, try a site such as, which captures more than 70,000 searchable databases.

    There are many specialty search engines. To name a few, check out for health and medical information; the Librarians' Internet Index at, a collaborative research directory; or, which lists 9,000 artists and 2,600 art sites.

  • Get a library card. Many public libraries offer access to research databases for users with a library card (some of these databases are subscription only or password protected). Some city or county Public Libraries, for example, subscribe to services you can access through your home computer such as NetLibrary eAudiobooks, Film and Television Literature Index, Computer Source and Consumer Health Complete.

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Fun Facts and Laughs . . .
Are the cosmetics and personal care products you're using safe?
  • Check out this web site that has a 2010 Sunscreen Guide along with info on hidden chemicals in perfume/cologne...
Have A Laugh:  Funny Headlines . . .
  • Child's Stool Great for Use in Garden
  • Police Begin Campaign to Run Down Jaywalkers
  • Queen Mary Having Bottom Scraped
  • Stolen Painting Found by Tree
  • Grandmother of Eight Makes Hole in One

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Bunks is cracking the whip!
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Our goose family is about grown up....didn't lose one gosling!
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Come by the sales office for a tour......Bunker is always here!
Open 11:00am to 5:00 Daily
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Brain Teaser Answer:
Seven - Try to fold a square piece of paper in half more times than that!
Thanks For Thinking of Me!
Did you know I can help you or any of your friends or family save time and money when buying or selling a home? Thanks for keeping me in mind with your referrals...and spreading the word about my services.
Real Estate Q&A . . .
Q.  Have all the provisions of the first-time homebuyer credit expired?

A. To be eligible for the first-time homeowner tax credit, you had to enter into a contract to buy a principal residence on or before April 30, 2010, and close by September 30, 2010.

There is good news, however, for members of the military and certain other federal employees (Foreign Service and the intelligence community) serving outside the U.S. They have an extra year to buy a principal residence in the U.S. and qualify for the credit. They must enter into a contract to buy the residence on or before April 30, 2011, and close by June 30, 2011.

This applies to any individual (and, if married, the spouse) who serves on qualified official extended duty outside the U.S. for at least 90 days during the period beginning after Dec. 31, 2008, and ending before May 1, 2010.

Also, the requirement that a buyer must repay the credit if they move out of their new home within three years has been waived if the move is due to government-ordered extended duty service.

If you have any questions, or need capable and trustworthy representation, please email me at  My finance parter, Jessica Foster, at Prospect Mortgage is ready, willing and able to help you with all of your home financing needs/questions!

THANK YOU...For reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them...

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Disclaimer:  The information contained in this email is intended for informational purposes. 
It should not substitute as legal, accounting, investment, medical and other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.
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Nancy Baxter
5290 Deer Meadow Court
Loveland, Colorado 80537