Insider Tips for Healthy, Wealthy and Happy Living – View in browser
If you're not already a subscriber email me to sign–up
Lyn Trayte's...
Service For Life! ®
Inside This Issue...
Lyn Trayte Lyn Trayte
Russ Lyon Sotheby's International Real Estate
Phone: 602-739-0095
Dear Lyn...

Credit card companies offer lots of rewards to get you to use them. But understanding the various programs and keeping track of your rewards isn’t always easy. In today’s Service For Life!® Free consumer newsletter, you’ll learn tips on how to use those rewards to your best advantage.

You’ll also learn some clever ways to make a small space in your home look larger, foods you should and shouldn’t feed your dog – plus fun facts, a trivia challenge, and lots more.
Lyn Trayte
Lyn Trayte, REALTOR®
Russ Lyon Sotheby's International Real Estate

P.S. When you notice people talking about real estate in the next few weeks, can you tell them about the free consumer information I provide?

They may be people thinking about buying an investment property. You’ll be their wise friend if you tell them about my Free Consumer Report: “8 Dumb Mistakes Even Smart Investors Make.” Don’t let them put in an offer before giving me a call for this report at 602-739-0095, Or,
Today's Brain Teaser . . .

What do you have to give before you can keep it?

(see answer below)
How To Get The Most Out Of Your Credit Card Rewards

These days most credit cards offer some kind of rewards to entice you to use them. Here’s how to use them to your best advantage:
  • Get the right card for you, and use it for most of your purchases. Do you want airline or hotel points, merchandise points, or cash back? Do your research and choose what meets your needs. Be sure to compare potential annual fees, interest rates, limited time offers, etc.

  • Keep track if and when your points expire. Redeem the points as soon as you can, or you may forget you even have them.

  • Check out the card’s other perks. You may be focused on earning points, but the card may offer other things like purchase protection.

  • Read the terms and conditions. Credit card companies may change their terms and notify you by a letter you might not pay attention to. Read it, and if you don’t like the changes, get a different card.

  • Pay off your balance on time every month. The rewards won’t be worth it if you’re paying interest or late fees on your purchases

  • Make sure you understand the rewards program. If you get confused (you aren’t alone!), call the company’s Customer Service Department for clarification. Ask for help to make sure you are getting the benefits you are entitled to.

  • Go to the card company’s web site and follow them on social media. You may get tips on special promotions or points for participating in surveys.
  Forward to a friend  |    Share on Facebook
Learn How To Maximize The Value Of Your Home

Did you know there’s a free consumer report showing what to fix to net the most value for your home? It’s called “Make Your Home Show Like A Model Without Breaking The Bank” and it’s an essential guide to homeowner profits. You can get a free copy by calling me at...602-739-0095
Make Your Room Look Larger

Short of knocking down the walls, you can make a small space look larger with these clever ideas to fool the eye:
  • Use vertical instead of horizontal elements. Tall bookcases and a floor lamp will raise the eye up.

  • Paint the walls and ceiling different shades of the same color (preferably light). Make the ceiling lighter than the wall color (avoid pure white) but add a darker floor and trim.

  • Let natural light in by minimizing window treatments. Extend the rods beyond the width of the window so the entire window is visible.

  • Go for mirrors. Consider an oversized mirror or glass tables.

  • De-clutter your surfaces. Choose accent pieces carefully. Store collectibles and magazines in decorative boxes and baskets.
  Forward to a friend  |    Share on Facebook
FREE Consumer Help Is Just A Phone Call Away!

Learn valuable secrets for saving thousands and avoiding costly mistakes when buying, selling or refinancing a home. Best of all, it’s FREE. Ask about my “Insider’s Free Resources” by calling me at: 602-739-0095.
Fun Facts and Laughs

Good/Bad Foods for Your Dog . . .

  • Unsalted peanut butter (without xylitol) – an occasional tablespoon
  • Cooked, unseasoned chicken – especially if you’re out of dog food
  • Raw carrots – fiber & vitamins
  • A scrambled egg – a protein boost
  • Chocolate – causes vomiting, diarrhea and may be life threatening
  • Onions – damages red blood cells
  • Grapes & raisins – can cause kidney failure
  Forward to a friend  |    Share on Facebook

Goat Joke. . .

Two goats wandered into the junkyard and starting munching on junk. One of them nibbled on an old reel of film. When he was done, the other goat came over and asked, “So, did you enjoy the movie?”

“Actually I liked the book much better,” the goat replied.

  Forward to a friend  |    Share on Facebook

Websites for Internships and Volunteer Work . . .
  • – Search for internships by city or use the “Internship Predictor” to evaluate your interests and skills.
  • – Look for jobs, internships or volunteer opportunities worldwide.
  • – Find a cause in your community that needs your help.
  Forward to a friend  |    Share on Facebook

Yikes: Data Overload!

According to, every second there are...
  • 7,173 tweets
  • 53,766 Google searches
  • 120,607 YouTube videos viewed
  • 2,481,685 emails sent
  • 35 million megabytes of internet traffic (1 megabyte is 1024 kilobytes; all of Shakespeare’s works would fit in a 5 megabyte file)
  Forward to a friend  |    Share on Facebook

Please Welcome New Clients And Good Friends Into Our Real Estate Family...

I’d like to take a moment to personally introduce and welcome a few of my newest clients and good friends who have supported my business over the years. And special thanks to everyone who thought of me with your referrals!

Welcome Rebecca & James Monrean being relocated back to the Valley after moving away more than 5 years ago. I'm grateful we stayed in touch and they've decided to use me again to buy a new home.
Trivia Challenge for the Month...
"Who Else Wants To Win Two Free Movie Tickets?"

Guess who won last month's Trivia Question? I'm pleased to announce the lucky winner of last month's quiz. And the winner is, drum roll please: Peter Campos was the first person to correctly answer my quiz question.

What was the last movie rented at a Blockbuster store before the chain closed its doors?
a) Gone With The Wind
b) Monsters University
c) The Hangover Part III
d) This Is The End
The answer is d) This Is the End. The movie was rented at a store in Hawaii in 2013 at 11 p.m. Let’s move on to this month’s trivia question.

On what holiday did the show ER’s pilot episode supposedly take place?
a) Christmas
b) New Year’s
c) St. Patrick’s Day
d) Valentine’s Day
And You Could Be One Of My Next Winners! Call Me At 602-739-0095 OR
Brain Teaser Answer:

Your word!
Real Estate Q & A . . .

Q.  What should I do to find the right home at the right price?
A.   The first step is to be financially prepared before you start house hunting. Here are two key points:
  • Find a motivated lender. Ask your REALTOR® (choose one who is an experienced Home Buyer Representative) to refer you to one or two reputable lenders. Study up on basic terms so you’ll be able to choose the loan that will be the best deal for your situation.

  • Get pre-APPROVED, not just pre-QUALIFIED for a loan. You’ll have more power to negotiate because the sellers know you can close on the transaction.
You can find more tips on saving money when buying your next home in my Free Consumer Report called “8 Secrets For Saving Thousands When Buying Your Next Home.” Call or email me and I’ll send you a copy.

Do you have a real estate question you want answered? Feel free to call me at 602-739-0095 or email me. Perhaps I’ll feature it in my next issue!
  Forward to a friend  |    Share on Facebook
THANK YOU... for reading my Service For Life!® personal newsletter.  I wanted to produce a newsletter that has great content and is fun and valuable to you.  Help your friends get more out of life by forwarding this email to them...

Share this issue with family and friends
You received this email because you requested it, are on the mailing list as, or a friend forwarded it to you. Unless you request to be removed, you are agreeing to remain on the mailing list.

Disclaimer:  The information contained in this email is intended for informational purposes.  It should not substitute as legal, accounting, investment, medical or other professional services advice.  Always seek a competent professional for answers to your specific questions. This email is not intended to solicit real estate properties currently for sale.

Copyright (c) 2016 by Forte Communications, Inc.

Click to view this email in a browser

If you would like to stop receiving helpful tips on Healthy, Wealthy, and Happy Living from me, you may reply with "Remove Me" in the subject line or simply click on the following link: Remove Me

Lyn Trayte
10607 N. Hayden Rd. #100
Scottsdale, Arizona 85260